Sanibel Captiva Community Bank is proud to announce the promotion of Jim Koenen to assistant vice president. Koenen joined the bank in 2024 as a residential loan officer based in its Winkler Branch at 7040 Winkler Road, Fort Myers. Koenen also serves the bank’s Gateway Branch at 11691 Gateway Blvd., Fort Myers.
Before joining the bank, Koenen consulted directly with loan officers at a variety of financial organizations throughout the county, including banks, credit unions and independent mortgage brokers. He has extensive residential lending experience in mortgage and consumer lending, as well as an extensive background in mortgage programs for real estate investors. His background also includes expertise in jumbo loan transactions and non-qualified mortgage programs, such as alternative documentation and debt service coverage ratio, as well as traditional residential lending and down payment assistance programs.
Koenen earned a bachelor of science degree in business and marketing from Saint Cloud State University – Herberger Business School.
“In a short time, Jim has proven to be a strong leader and a trusted resource for both our customers and team,” said Mike Hartman, senior vice president and director of residential lending for Sanibel Captiva Community Bank. “This promotion is a reflection of his talent, work ethic and commitment to excellence.”
Founded in 2003, Sanibel Captiva Community Bank has eight locations open throughout Lee County. In Fort Myers, at the bank’s McGregor Branch, located at 15975 McGregor Blvd., the staff is operating out of a temporary mobile banking unit due to major flood damage to the existing building. Construction on the new building is underway and is expected to be completed in 2025. The bank recently purchased property on Fort Myers Beach for its ninth and newest location opening in 2026.
The bank is nationally ranked in the top 2% best-performing community banks by S&P Global Market Intelligence out of more than 4,400 banks with assets under $1 billion. It is well-capitalized and generates one of the highest returns on equity of all Florida banks. The bank employs more than 120 employees, and more than 60% are current shareholders. Since 2003, the bank has contributed well over $4.5 million to over 400 local, charitable causes and employees volunteer close to 1,000 hours annually.
Sanibel Captiva Community Bank’s team members provide customized individual and business banking services and specialize in residential and commercial lending. The bank offers personal and business checking, residential and commercial lending services, instant issue debit cards and a full array of digital banking products and services, including mobile banking apps, CardHub, online bill pay, Zelle®, Positive Pay and ACH Manager. To learn more, visit sancapbank.com.
