Independent Community Bankers Association has named Sanibel Captiva Community Bank No. 2 on its Top Lenders of 2024 list in the consumer mortgage category for banks with $300 million to $1 billion in assets. Sanibel Captiva Community Bank ranked No. 19 in the same category in 2023. The bank is the only Florida financial institution included in that category – and earned a 92.4 consumer lender score. The national list recognizes community banks that are successful loan producers in several different lending categories and asset sizes.
Using 2023 FDIC data, a lender score was calculated out of 100 for every community bank in the nation. The score combines the average of the bank’s percentile rank for lending concentration and loan growth over the past year in various lending categories.
“We’ve been recognized as a top lender in 2024 because of our commitment to serving local people in our community,” said Kyle DeCicco, president and CEO of Sanibel Captiva Community Bank. “This recognition underscores our expertise as a mortgage lender. It is a testament to the hard work and dedication of our team, who continuously strive to exceed expectations and empower our customers to achieve their homeownership goals.”
Since 2008, Sanibel Captiva Community Bank has originated more than $2 billion in residential mortgages. The bank has eight residential loan officers located throughout Lee County and specializes in quick, local decision-making and offers more flexibility than other banks. Its residential lending options include traditional 30- and 15-year fixed-rate mortgages, adjustable-rate mortgages, construction loans, FHA mortgages, VA mortgages, alternative mortgages, home equity lines of credit and more.
Visit independentbanker.org/article/2024/07/01/icba’s-2024-top-lenders to learn more and see the comprehensive list.
Founded in 2003, Sanibel Captiva Community Bank has seven locations open throughout Lee County. On Sanibel, the Periwinkle Branch, located at 1019 Periwinkle Way, sustained considerable storm damage and is projected to reopen in October. In Fort Myers, at the bank’s McGregor Branch, located at 15975 McGregor Blvd., the staff is operating out of a temporary mobile banking unit due to major flood damage to the existing building. Construction on the new building is underway and is expected to be completed in 2025.
The bank is nationally ranked in the top 2% best-performing community banks by S&P Global Market Intelligence out of more than 4,400 banks with assets under $1 billion. It is well-capitalized, with $900 million in total assets, and generates one of the highest returns on equity of all Florida banks. The bank employs more than 120 employees, and more than 60% are current shareholders. Since 2003, the bank has contributed well over $4.5 million to over 400 local, charitable causes and employees volunteer close to 1,000 hours annually.
Sanibel Captiva Community Bank’s team members provide customized individual and business banking services and specialize in residential and commercial lending. The bank offers personal and business checking, residential and commercial lending services, instant issue debit cards and a full array of digital banking products and services, including mobile banking apps, CardHub, online bill pay, Zelle®, Positive Pay and ACH Manager. To learn more, visit sancapbank.com.
