Thomas Houghton, owner of La Ola Surfside Restaurant on Fort Myers Beach. Photo By Brian Tietz

Sanibel Captiva Community Bank’s Rachel Kaduk has been named a 2024 Gulfshore Business 40 Under 40 honoree. The award recognizes Southwest Florida rising stars who have made a unique contribution through their careers and in their communities, as well as a commitment to enriching the areas where they live and work.

Kaduk joined the bank in 2020 as an interim loan operations specialist to assist with the Small Business Administration Payroll Protection Program. She was instrumental in helping to administer the program, which resulted in the bank securing over 1,100 loans for businesses, independent contractors and nonprofits totaling close to $110 million and helping save nearly 10,000 Southwest Floridians jobs. She quickly earned a permanent position as a residential loan coordinator responsible for reviewing loan applications and preparing mortgage files for delivery to underwriting. This April, she was promoted to residential loan officer in the bank’s Bridge Branch location at 9311 College Parkway.

Kaduk has been heavily involved in the community for many years, dedicating countless hours to several local, nonprofit organizations serving Southwest Florida such as the Chamber of Commerce of Cape Coral, Guardian Angels for Special Populations, Southwest Florida Symphony, Chamber of Southwest Florida, Lee County Republican Liberty Caucus and Big Brothers Big Sisters of the Suncoast among others.

Founded in 2003, Sanibel Captiva Community Bank has eight Lee County locations open. In Fort Myers, at the bank’s McGregor Branch, located at 15975 McGregor Blvd., the staff is operating out of a temporary mobile banking unit due to major flood damage to the existing building. Construction on the new building is underway and is expected to be completed in 2025. A ninth branch is planned on Fort Myers Beach, expected to open in 2026.

The bank is nationally ranked in the top 2% best-performing community banks by S&P Global Market Intelligence out of more than 4,400 banks with assets under $1 billion. It is well-capitalized and generates one of the highest returns on equity of all Florida banks. The bank employs more than 120 employees, and more than 60% are current shareholders. Since 2003, the bank has contributed well over $4.5 million to over 400 local, charitable causes and employees volunteer close to 1,000 hours annually.

Sanibel Captiva Community Bank’s team members provide customized individual and business banking services and specialize in residential and commercial lending. The bank offers personal and business checking, residential and commercial lending services, instant issue debit cards and a full array of digital banking products and services, including mobile banking apps, CardHub, online bill pay, Zelle®, Positive Pay and ACH Manager. To learn more, visit sancapbank.com.