Sanibel Captiva Community Bank is pleased to announce the promotion of Rachel Kaduk to a residential loan officer. She works from the Bridge Branch, located at 9311 College Parkway, Fort Myers.

Kaduk was hired in 2020 as an interim loan operations specialist to assist with the Small Business Administration Payroll Protection Program. She was instrumental in helping administer the program, resulting in the bank securing over 1,100 loans for businesses, independent contractors and nonprofits totaling close to $110 million and helping nearly 10,000 Southwest Floridians keep their jobs. Three months after joining the bank, Kaduk transitioned to a permanent position as a residential loan coordinator responsible for reviewing loan applications and preparing mortgage files for delivery to underwriting.

Kaduk is heavily involved in the community and is known for her extensive philanthropic work. She currently sits on several nonprofit boards, including the Chamber of Commerce of Cape Coral, Guardian Angels for Special Populations and the Southwest Florida Symphony. In addition, she is active with the Chamber of Southwest Florida and the Lee County Republican Liberty Caucus.

She has received several recognitions for her community work in the last several years. This year, Kaduk was honored at the Chamber of Commerce of Cape Coral’s Chairman’s Gala and Excellence in Business Awards as a 2024 “Chamber Champion” for her ongoing dedication and contributions to the chamber’s work. The Chamber also recognized Kaduk in 2022 as the Government Affairs Committee Member of the Year. In 2023, Kaduk was chosen as one of 10 Southwest Florida women to receive the 2023 Acts of Kindness Award at the 7th Annual Women of Distinction Gala. She was recognized for her exceptional acts of kindness during the recovery efforts following the devastating impact of Hurricane Ian.

Founded in 2003, Sanibel Captiva Community Bank has seven locations open throughout Lee County. On Sanibel, the Periwinkle Branch, located at 1019 Periwinkle Way, sustained considerable storm damage and is projected to reopen in early 2024. In Fort Myers, at the bank’s McGregor Branch, located at 15975 McGregor Blvd., staff is operating out of a temporary mobile banking unit due to major flood damage to the existing building.

The bank is nationally ranked in the top 2% best-performing community banks by S&P Global Market Intelligence out of more than 4,400 banks with assets under $1 billion. It is well-capitalized, with more than $729 million in total assets, and generates one of the highest returns on equity of all Florida banks. The bank employs more than 110 employees, and more than 60% are current shareholders.

Sanibel Captiva Community Bank’s team members provide customized individual and business banking services and specialize in residential and commercial lending. The bank offers free personal and business checking, deposit accounts with competitive interest rates, instant issue debit cards and a full array of digital banking products and services, including mobile banking apps, CardHub, online bill pay, Zelle®, Positive Pay and ACH Manager. To learn more, visit